Are You Edumacated On Your SHORTS?

I have been wondering about something….maybe some of you folks may know the answer.

Of the following choices, which is the correct grammatical terminology and why?

short-sale

short sale

shortsale

Please explain your reasoning for your answer.  Until I hear from you, I will just call them SS to be safe….lol

Thank you for your comments and your assistance with this matter.

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